Build it right the first time.
Most new LOs spend three years piecing together tools, guessing at systems, and learning the hard way. You don't have to. At Dwell the tech stack is built, the coaching is real, and the comp is the same math on every loan, before your first file.
You bring the drive. We bring the infrastructure.
What separates the new LOs who make it from the ones who wash out usually isn't talent. It's the platform underneath them. Here's yours.
A tech stack that's already built
Arive+, Fuel, and your AI Loan Assistant are wired and running before your first file.
Coaching from a Top 1% producer
Daily 1:1s with Shane your first month, weekly through month six. A coach, not a manager.
The same math from day one
One flat fee per file, every number on a pro forma every month. No moving targets.
Here's exactly how you start.
No "figure it out as you go." A specific, supported runway — and it starts before you ever sign.
Your bench goes to work
- Tech stack wired and launched
- A full creative package built
- Licensing and onboarding handled
You start producing
- Hands-on systems training
- Daily 1:1 coaching with Shane
- First files, ops beside you
You become a producer
- Growth systems running for you
- Dwell Summit, twice in person
- The Collective, included free
Who actually teaches you to sell.
Not a recorded course and a Slack channel. Live time with a former Top 1% originator, then a cadence that doesn't stop.
Your first six months of coaching
You are brand new, so the cadence is heaviest exactly when you need it most.
- Month one: daily live training with Shane — sixteen years of sales tactics, downloaded.
- Month two onward: two 1:1s a week on your pipeline, your partners, and your numbers. Never call counts.
- Standing cadence: weekly full-team growth call, monthly session with our capital markets expert.
The same math on every loan.
One flat fee per closed file, and you keep 90% of what's left — on loan one and loan one hundred. No tiers to climb, no targets that move mid-year.
On a $400,000 loan, you keep $8,914.50.
Dwell is paid $11,000. After the flat $1,095 file fee and 10% of the remainder, the rest is yours — and you see every number on a pro forma every month. You're W-2 on purpose: payroll, compliance, and expenses are handled for you, not dumped on you.
See the full comp math*275 bps (2.75%) is the most Dwell is paid on a loan, lender paid or borrower paid. Some investors pay less, in which case your pay adjusts accordingly. Your pay is the remainder after a flat $1,095 per file and 10% of what is left, plus a $200 monthly company draw recovered from your commissions.
Top-tier tech that does the heavy lifting.
Arive+, Fuel, and the Dwell Community come configured and connected before you walk in. You don't manage the stack, you use it — so your time goes to the people and the loans.
Configured and connected before you start, with your AI Loan Assistant, Addy AI, doing real loan work inside it, not just reminders.
You stay the licensed LO making the calls. Your Producer Dashboard flags any file stalled past three days, so you always know where every loan stands.
Your private, white-labeled creative platform. Follow-up, funnels, and campaigns run from day one, wired straight into Arive+.
Every training, resource, and answer in one searchable place, so you get unstuck fast instead of waiting on a reply.
You'll never figure it out alone.
Five support lanes, who are real people, not a ticket queue. When you're new, that's the difference between drowning and building.
When a lender says no, you've got 45 more.
Retail puts you inside one set of overlays — when that lender passes, the deal is dead. With 45+ investors and thousands of products, you shop the file and place it where it fits.
"My VA loan got declined and I figured the deal was dead. Betsi found five other investors who'd take it. I've never had an ops team fight for my file like that."
Mike Sapida, Dwell LO
Brand new in this business. Here's her first 30 days.
I chose Dwell because I work for my clients, not a bank. I get to shop over 40 investors to find them the best rate for their situation. What surprised me is the team — loan officers who actually share knowledge and help each other. I loved my first 30 days here.
What newer LOs want to know.
I'm new. Will I actually get support, or get left alone?
Do I need to be technical to use the stack?
How does the comp actually work for someone just starting?
What's expected of me?
Start your career on a real platform.
Book a call and we'll talk through where you are, what you're trying to build, and whether Dwell is the right place to build it.