Nine states. One standard.
Your book doesn't stop at a state line, and neither should your license. Dwell Mortgage, LLC (NMLS #2426506) is licensed in Washington, Oregon, California, Colorado, Utah, Florida, Idaho, Texas, and Arizona. Same math on every loan, same 45+ investors, same bench, in every one of them.
Headquartered in Washington. LOs on the ground in three states.
Dwell was founded in Everett, Washington in 2023 and runs its whole operation from Wetmore Ave. It's our deepest market and where the model was proven, from first condos in Seattle to acreage east of the mountains.
HQ: 2817 Wetmore Ave, Everett, WA 98201
Boots on the ground
Dwell LOs live and work in Washington, California, and Utah. Every other licensed state is served by the same team, the same bench, and the same 45+ investors.
Licensing follows the property, not your address, so you can write anywhere on this list. Meet the bench →
Licensed, verified, and open for your business.
Same brokerage, same investor roster, same math on every loan, in every state we're licensed. Every license below is verifiable at nmlsconsumeraccess.org.
Portland to Bend to the coast, served by the Washington team. Purchase, refinance, and HELOC, statewide.
High loan amounts are normal here. Jumbo, conventional, and bank-statement programs, with a Dwell LO in-state.
Salt Lake starter homes to St. George second homes, with a Dwell LO based in-state and the full roster.
Registered statewide, Front Range to mountain towns, with the same programs and pricing everywhere we lend.
Statewide: primary homes, second homes, and investment condos, including condo-friendly investors on the roster.
Boise and beyond, with the same underwritten-up-front pre-approvals we're known for in Washington.
Statewide. No state income tax, big property taxes: Texas files get structured with the full monthly picture in view.
Phoenix metro to Tucson, primary home or snowbird, through a licensed Dwell office in Phoenix.
Full license details, regulator names, and licensed-office addresses for every state are on the Licensing page.
Licensing questions, straight answers.
I'm licensed in a state Dwell isn't. What happens?
Can I originate in more than one state?
Who handles my licensing and renewals?
Does adding a state cost me anything?
Is the product roster the same in every state?
Licensed where your book already is.
Book a call and we'll go through your states, your active licenses, and what moving your pipeline actually looks like.